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Scheme to probe complaints against FSA

The FSA has published its final arrangements for inv-estigating complaints

against itself from firms and con-sumers. Its scheme will start on

September 1. The scheme covers procedures for dealing with allegations of

misconduct by the FSA.

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Nationwide in shift on discounts

Nationwide will do a U-turn on its pledge not to reintroduce discountmortgages if rivals such as Abbey National and Halifax refuse to changetheir pricing policies. The shock admission comes after months of plummeting sales for the UK&#39sbiggest building society following its decision in February to dropcut-price loans. Nationwide has previously dismissed suggestions by IFAs it […]

Nationwide digs in on pricing policy

The Building Societies Association has slammed research by the Halifax which claims 52 out of 67 mutuals offer mortgage rates more expensive than High Street banks.Speaking at the BSA conference in Harrogate, BSA director general Adrian Coles said building societies were in no mood to take lessons from the UK’s biggest lender.He said: “If Halifax […]

L&G loan club axes flexible tracker fee

Legal & General&#39s mortgage club is offering a flexible self-certificationtracker mortgage which saves applicants £325 by waiving the standardapplication fee. The loan offers a range of flexible features, including overpayments,underpayments and payment holidays and no red-emption charges at any time. The interest rate tracks the base rate plus 0.98 per cent for the lifetimeof the […]

Principality tracks the flexible market

Principality Mortgages’ tracker flexible mortgage has joined the 93 similar products on the market.It is available for loans of up to 90 per cent of valuation. For the first year of the loan it will run at 1.05 per cent lower than the Bank of England Base Rate, giving it a payable rate of 4.2 […]

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