Monday, 21 May 2001.
Discounted term: Five years.
Discount: 2.15 per cent in year one, 1.15 per cent in year two, 0.75 per cent in years three and four, 0.45 per cent in year five.
Payable rate: 4.84 per cent in year one, 5.84 per cent in year two, 6.24 per cent in years three and four, 6.54 per cent in year five.
Minimum loan: £25,000.
Maximum loan: Up to 95 per cent of valuation subject to a maximum of £250,000.
Income multiples: Three times principal income plus second or 2.5 times joint.
Arrangement fee: None.
Redemption fee: 5.25 per cent of amount repaid in first five years.
Conditions: Valuation fee refunded on completion.
Introducer's fee: Loans £25,000-£74,999 – £150, £75,000-£149,999 – £175, £150,000 and above – £200.
Tel: 08705 133149.