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Santander/Abbey For Intermediaries – Loyal Mover Three-Year Fix

Santander/Abbey For Intermediaries – Loyal Mover Three-Year Fix

Type: Fixed-rate mortgage for existing customers

Fixed term: Until December 2, 2014

Fixed rate: 4.09%

Minimum loan: £6,000

Maximum loan: Up to 85% of valuation subject to a maximum of £550,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period subject to a £500 minimum, homebuyer solution package offering free standard valuation and £250 cashback

Arrangement fee: None

Redemption fee: 3% of the mortgage balance in the first three years plus repayment of cashback if mortgage is repaid on or before November 2, 2013

Introducer’s fee: Refer to lender



FTSE blog: FTSE up 3% at close

16.45: The FTSE has risen by more than 3 per cent by the close of trading to stand at 5102.17. The bounce back was seen across Europe with German Dax and the French Cac 40 also up 4.9 and 4.3 per cent respectively. In the US, the Dow Jones has risen by 0.5 per cent […]


Simplified advice is a matter for Government not FSA

Simples. Anyone waiting for some fresh insight or initiative in the long-awaited FSA draft guidance on simplified advice will be sorely disappointed. The FSA stated at the very outset that it would not cont-emplate a new regime and it was true to its word. In conseq-uence, all along, the dialogue between the trade bodies and […]

Anthony Bolton points to value in Chinese SMEs

Fidelity Worldwide Investment’s Anthony Bolton says he is finding opportunities in small to medium-sized companies in China during the current volatility. Bolton, who runs the £584.8m Fidelity China special situations investment trust, says opportunities arise because the sell-side research in China is poor. He says: “A lot of the sell-side research is short term. When […]

Iain Chadwick

The Budget 2015: a brief overview

Following George Osborne’s delivery of his sixth Budget as chancellor and the last of this current parliament, we have provided a brief overview of the initiatives put forward in his statement, focusing on the topics that have an impact upon the pensions landscape, savings, personal taxation and businesses.


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