Aegon Scottish Equitable is offering a guaranteed onshore bond product to protect consumers against stockmarket volatility.
The Government has announced plans to form a working group with businesses.
Alliance & Leicester
Five-Year Fixed Fee Saver
Capital Protected Isa
The pension versus Isa debate has raged on and off for years. Les Cameron, head of technical at Prudential, asks if three’s a crowd. I think the debate was arguably settled by pensions freedom when the biggest downside of pensions – limited access and poor death benefits – was fundamentally changed. Total access, albeit with […]
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Lawyers for Sipp firm Carey Pensions have claimed the company did not break conduct of business rules when it set up a Sipp for a client, in a High Court dispute being heard this week. In the case, lorry driver Russell Adams alleges Carey Pensions missold him a Sipp in February 2012, when he was paid […]
When starting a new IFA practice five years ago, I assumed self-employed advisers would be self sufficient in the new business department. We instead focused on research, infrastructure and paraplanning, sales process, chartered status, client communications and so on. But while this was all very laudable, it was a waste of time. As a start-up, […]
Certain arrangements are treated unfavourably under pension tax legislation when compared to DB schemes I want to use my next couple of articles to explore some of the pension tax legislation differences between DB arrangements and other money purchase arrangements. This week, I am going to look at the differences in the way the pension […]