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Royal & SunAlliance International Financial Services – Protection Plus

Wednesday, 6 June 2001.



Type: Cafeteria-style protection product including whole life and critical illness cover.

WHOLE LIFE

Minimum sum assured/premium: £50,000/£67 a month, £670 a year.

Minimum-maximum ages: 18-75.

Allocation rates: 90-103 per cent.

Fund links: 80 funds from Baring, Collins Stewart, Fidelity, Gartmore, Investec, Merrill Lynch, Perpetual, Royal & SunAlliance International Financial Services, Principal, Templeton, Mercury, Schroder, Vanguard, Deutsche, Invesco, Thames River, GAM, Henderson, Dresdner, JF, HSBC, Lippo, Barclays, Aberdeen, Edinburgh, Neville James, Momentum and Brandeaux group.

Charges: Implicit in premium.

Options: Waiver of premium, key event options.

CRITICAL ILLNESS

Minimum premium/cover: £67 a month, £670 a year/£50,000.

Maximum cover: Subject to negotiation.

Illnesses covered: Terminal illness, rheumatoid arthritis, Parkinson&#39s disease, motor neurone disease, loss of one limb, loss of speech, loss of hearing, heart valve surgery or replacement, blindness, benign brain tumour, aorta graft surgery, coma, Alzheimer&#39s disease, heart attack, coronary artery bypass surgery, cancer, stroke, renal failure, major organ transplant, permanent and total disability, paralysis/paraplegia, multiple sclerosis, major burns.

Minimum-maximum ages: 18-75.

Charges: Implicit in premium.

Options: Waiver of premium, key event options.

Commission: Initial 60 per cent, renewal 2.5 per cent after two years.

Tel: 01624 821212.

 

 

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