View more on these topics

Royal & Sun Alliance sets out guide to S2P

Royal & Sun Alliance has produced a support pack for IFAs to tackle consumer apathy and confusion surrounding the new state second pension.

The main aim of the pack is to help IFAs and their clients make informed decisions about whether or not to contract out of S2P.

The pack contains a range of information, including a special calculator spreadsheet developed by R&SA, which calculates an individual&#39s pivotal age for contracting out or back in.

The pack also contains a plain English guide to S2P as well as training material on how S2P integrates with the pensions credit and minimum income guarantee.

R&SA says the changes in pension legislation over the past few years, combined with 1 per cent charges, have created an array of potential contracting-out decisions which IFAs and consumers need help with.

Corporate promotions leader Andy Milburn says: “Feedback from IFAs has made it clear there is a general apathy surrounding S2P, which can be attributed to a lack of understanding. We are left with a scenario where IFAs may not have considered all the options available to their clients, who are also in a state of confusion. R&SA has produced this pack to guide IFAs and their customers toward making the right choices.”


Irish Life International – Secured Growth Bond 8 – Protected Plus B

Thursday, June 6, 2002 Type: Guaranteed equity bond Aim: Growth linked to the performance of the Dow Jones Global Titans index Minimum investment: £10,000, euro10,000, $10,000 Place of registration: Dublin Investment split: 100% linked to the performance of the Dow Jones Global Titans index Guarantee: Capital returned in full along with 10% growth regardless of […]

Peace and quiet tops the list for househunters

Peace and quiet is the most important consideration for one in five prospective homebuyers, according to research for Alliance & Leicester&#39s quarterly movingimproving index.A&L says its latest findings shatter the assumption that homebuying habits are normally driven by house price trends and trying to find the next up and coming area to make a fortune.It […]

Depolarisation will bring costly misrepresentation

I have just had a potential client contact me regarding insurance he took out with an agent when arranging his mortgage.He was astounded to learn that I can provide individual cover for him and his wife, saving some £110 a month on the premiums. That equates to £30,000 saved over the lifetime of the plan […]

Kingsbridge announces board shake up

IFA Kingsbridge Holdings, which focuses on sports clients, is making a number of changes to its board after a series of acquisitions to improve the balance of non-executive directors. Kevin McMenamin and John Murray are stepping down as directors of the holding company and will go back to running their subsidiary businesses. Eric Cater will […]

Key themes for 2017

Capital Market Notes, December 2016 Dave Lafferty, chief market strategist at Natixis Global Asset Management, assesses the accuracy of his 2016 outlook and provides his thoughts and outlook for 2017. Click here to read the full article


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers. Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and thought leadership.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm