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Royal London to go direct

Royal London is offering its European Growth Trust Isa directly to first time savers.

The scheme was previously only available through the life office’s financial advisers. The Isa will now be available direct for first time savers.

Royal London’s Product Group Manager Gareth Evans says: "This direct offer provides a great opportunity to invest in a fund which has performed extremely well over the past five years."

The offer will be promoted in national press advertising during October.


Is vision of unity with insurers PI in the sky?

The Financial Ombudsman Service chief ombudsman wants to forge a new relationship with IFAs free from the influence of PI insurers.But will his mission succeed given the difficulties with the PI sector and IFAs&#39 annoyance at having to pay £500 every time they are involved with a case that is taken to the ombudsman?Speaking at […]

Bonus bid to save stakeholder

Stakeholder pensions have received a boost with the Government planning a pension credit that will offer a top-up to people with modest amounts of savings.While details of the plan will not be announced until the pre-Budget report later this autumn, pensions minister Jeff Rooker said at the Brighton conference that the Government will reward people […]


1: What benefits can multi-ties, product ties, white labelling or dep-olarising stakeholder products bring to consumers which the current system fails to deliver?2: How much will any change cost to implement, who will pay for this change and by what method?3: What possible changes to stakeholder and Isas could be made to increase the efficiency […]

&#39Stakeholder stunting growth in the market&#39

Stakeholder will hamper the competition needed to grow a healthy pension marketplace, according to research agency Cerulli Associates.It says the 1 per cent stakeholder charge cap is the main factor which will constrict profitability and growth.The report says the cap will restrict stakeholder to certain types of investment.A further finding in the report, published this […]

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Fit for Work: guidance for employers published

On Friday, the Department for Work and Pensions published its guidance for employers on using the new Fit for Work (FfW) service to help ill employees return to the workplace. It also includes more details on the tax exemption for medical interventions that commenced on 1 January 2015.


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