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Royal London announces Scottish Life mortgages shake-up

Royal London has announced major changes for its mortgage subsidiary Scottish Life Mortgage designed to improve efficiency and service levels in anticipation of mortgage regulation in October.

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Lifeboat to unite four divisions in one brand and license advisers by product

Midlands-based Lifeboat Financial Group is bringing its four divisions into one single adviser division and will license its advisers by product area.The group is amalgamating the four divisions into Lifeboat Financial so it can trade under one brand name and bring its mortgage and general insurance brokers over to the regulated environment.The group has 114 […]

Suite will hit Isas and trackers

Scottish Equitable believes the Sandler suite could have a negative impact on investment products such as trackers and Isas.Under plans for a lightertouch advice regime, the existing stakeholder model will be subsumed into the suite and products offered alongside restricted to 60 per cent equity exposure.But Scottish Equitable director of business development and communications Ken […]

Britannic is optimistic on resuming bonuses

Britannic has offered a ray of light to with-profits policyholders, signalling it is on track to start paying bonuses again.The group&#39s interim results show a profit of £44m compared with £52m last year. Britannic Assurance made a pro-fit of £44m, down from £58m.Britannic says its equity-backing ratio is stable at 30 per cent, with its […]

Europe: Volatile share prices create opportunities for long-term investors

Mark Page and Laurent Millet, managers of the Artemis European Opportunities Fund, look at why, how and where fluctuations in European markets can generate opportunities for their fund. When asked what the stock market would do next, John Pierpont Morgan is reported to have replied that “it will fluctuate”. His (apocryphal) answer proved accurate. Over […]

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