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Royal London 360° – Oracle

Royal London 360° – Oracle

Type: Offshore unit-linked bond

Minimum investment: Lump sum £20,000, euro 24,000, $32,000 or currency
equivalent

Investment choice: Unlimited number of funds from 35 fund management groups comprising eight commodity & energy funds, seven currency/money market funds, 155 equity funds, 18 fixed interest funds, 14 global managed funds including four multi-manager funds, three hedge funds/structured products, four Islamic funds, six property funds and seven specialist funds, subject to minimum £500, euro 600, $800 or currency equivalent in each fund

Place of registration: Isle of Man

Allocation rates: 100-104% depending on amount invested

Bonus: Annual 0.5% loyalty bonus applied from year six

Options: Single or joint life last death with up to six lives assured, regular or one-off withdrawls subject to minimum £250, euro 300, $400 or
currency equivalent, choice of seven currency denominations

Switches: Unlimited free switching subject to minimum £500, euro 600, $800 or currency equivalent invested in each fund

Charges: Establishment fee 7.5% payable at a quarterly rate of 0.375% in the
first five years, annual admin fee 1.2% payable at a quarterly rate of 0.3%,
annual fund management charges depending on fund selected

Special offer: Allocation rate of 105% for premiums above £150,000 or currency equivalent

Offer period: Until December 31, 2011

Commission: Fee agreed between adviser and client

Contact: www.royallondon360.com/oracle

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