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Royal Liver plans new life cover

Royal Liver has unveiled plans to launch a product similar to the Fortis’ real life cover. It will be working with Lifesearch to create its own version of the product.

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St. James’s Place sees profits slow

St.James Place says it still expects long-term growth targets for new business to stay at 15 to 20 per cent per annum despite a 5 per cent loss in group operating profits.

The case in point

FSA director of enforcement Margaret Cole noted recently that if firms settling cases stated publicly they did so for commercial reasons, the FSA might rethink the settlement process, saying those behaving in this way are guilty of “sour grapes”.

Nucleus mission

I first became convinced about the power of a wrap platform when Transact was demonstrated to me in 2000. It seemed to make sense that this would be how we could effectively manage our clients’ assets in future. The only question I had was whether clients would be prepared to pay for the privilege of wrapping up their investments.

DB transfers – one more factor to consider

Jim Grant – Senior Product Insight & Technical Support Analyst We look at how higher DB transfer values could cause a lifetime allowance issue and how that affects the advice process. Advisers are receiving an increasing number of requests from clients looking to transfer their pension from final salary schemes to personal pensions. This is a […]

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