View more on these topics

Royal Liver Assurance – Progress

Type: Menu based protection plan providing income protection and term assurance with optional critical illness and unemployment cover


Minimum benefit/minimum premium:
None/£7.50 a month, £75 a year

Minimum-maximum ages:
16-59, 18-59 for unemployment cover

Deferred period:
Choice of 4, 8, 13, 26 or 52 weeks

Definition of disability:
Own occupation

Guaranteed premium rates, reviewable premium rates after five years, accelerated critical illness cover, unemployment cover, carer&#39s benefit, inflation protection


Minimum sum assured/minimum premium:
None/£7.50 a month, £75 a year

Minimum-maximum term:
Five-40 years

Level or decreasing cover, accelerated critical illness cover,
waiver of premium, inflation protection

Deferred period:
Choice of 4, 8, 13, 26 or 52 weeks

£2.50 a month or
£25 a year policy fee

Commission: I
nitial 130%-170% of Lautro rates,
renewal 2.5%



Networks awarded Part IV authorisation from FSA

The following networks have received their part IV, full authorisation from the FSA in readiness for mortgage and general insurance regulation: Arden CourtBDS Mortgage GroupBest Advice Mortgage NetworkBlue PearlBurns-Anderson Independent NetworkCartelClassic Network SolutionsCompassComplete Mortgage and Loan ServicesComplete Mortgage & Loan ServicesDirect Life & PensionsEthical Mortgage SolutionsEnable Mortgage & Insurance NetworkFalcon Group IFAFirst4BrokersFreedom FinanceGenesisH3 LtdHomeloan Partnership […]

Families unaware of CTFs

Two out of three families do not know about child trust funds, a survey from the AITC reveals. The research carried out by the trade body showed that 62 per cent of families were unaware of child trust funds. Awareness was particularly poor among low-income families, with just 30 per cent aware of the scheme […]

Firms set for form fee switch

Asset managers could rep-lace annual management charges with performance fees as a trade-off for access to multi-ties, says Investec managing director Andy Sowerby. Sowerby, joint MD of Investec Fund Managers, says firms are almost ready to make the switch to performance fees. Hedge fund managers are frequently remunerated based on performance. It is only since […]

Fidelity Investments – Fidelity Funds China Focus Fund

Type: Sicav Aim: Growth by investing in companies in mainland China and Hong Kong Minimum investment: Lump sum £1,000, monthly £50 Investment split: 100% in mainland China and Hong Kong Place of registration: Luxemburg Charges: Initial 3.5%,annual 1.5% Commission: Initial 3%, renewal 0.5% Tel: 0800 414124


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm