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Royal Bank of Scotland launches self-cert mortgages

Royal Bank of Scotland is launching two self-cert mortgages for borrowers who are self-employed or whose income does not fit its standard criteria. One is a three-year discounted mortgage at 4.95 per cent, one per cent off RBS&#39s standard variable rate until October 2005. The second is a lifetime discounted mortgage at 0.5 per cent off the SVR for the duration of the mortgage.

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John Wriglesworth

In his usual opinionated manner and drawing on almost 20 years experience of the property market, PR guru John Wriglesworth is adamant that there is no chance of a housing market crash.In the face of conflicting newspaper headlines and economists such as Roger Bootle, who was an adviser to the last Tory Government, saying “there […]

Govt should heed the lessons from stakeholder

Like many other IFAs, I had been thinking of writing a letter along the lines as that of Peter Richardson, in which he derides the Government&#39s idea that people will save more if the marketplace is flooded with Government-approved cheap and cheerless products.But I decided not to bother, for the simple reason that these products […]

Gartmore converting trust range into Oeics

Gartmore will convert its range of 46 unit trusts into four open-ended investment companies.The conversion into Oeics starts on August 31 when it launches its Gart-more Investment Series I-IV, with dealing from September 2.The first nine unit trusts to be switched to the series I Oeic are its China growth fund, Pacific growth fund, emerging […]

New head of investment trusts at First State

First State Investments has announced the appointment of Lucy Allan as its new head of investment trusts. Allan&#39s appointment follows current head of investment trusts Teddy Tulloch&#39s decision to retire at the end of August after 30 years with First State and Stewart Ivory before it was bought by First State in 2000.When she joins […]

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