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Rooftop extends RTB range to 90% LTV

Rooftop Mortgages is extending its right-to-buy product range to 90 per cent loan to value through its packagers.

The firm says the decision came after feedback from its slim-downed packager panel, which was trimmed from 120 to about 60.

The extension of the product range is supported by the existing RTB criteria, including the acceptance of flats with deck and balcony access as well as flats up to six storeys. In addition, there are no higher lending charges and tenancy references are not required on the RTB range.

The new products include a very light two-year fix up to 90 per cent LTV and a very tight two-year discount product, also up to 90 per cent LTV. There are also two RTB light two-year fixes up to 90 per cent LTV.

Chief executive Ginny Darrow says: “We feel we have ticked all the boxes that our packager partners have said are important to them, their introducers and their clients.”


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