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Rogof says countries will default on debts

Former International Monetary Fund chief economist Kenneth Rogof says more nations will default on their debts in the coming years.

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Five-year wait for MVR-free day

Aviva has come under attack for pushing back the MVR-free day on a with-profits policy by five years as a result of the changes to the minimum retirement age. Lumley Baxter Asset Management partner Richard Baxter has a with-profits investment within his pension and Aviva has written to tell him the MVR-free day will be […]

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Buy to let Lee Jones reports on fears that FSA regulation could damage the BTL sector

Vision in focus

How many firms are clear about what they offer clients and why they should be their adviser of choice? Take time to sit back with the key people in your company and create your business vision

Trusts: Easier than you think?

Protection providers often extol the benefits of placing plans in trust. The advantages for clients are widely recognised and numerous – inheritance tax mitigation, avoiding probate delay, controlling claim proceeds, and so the long, familiar list continues. Yet, dismissed as unnecessary form-filling, or simply viewed as irrelevant in the context of a mortgage sale, less […]

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