The initiative, revealed at the Life Underwriting Claims and Insurance Doctors conference in Stratford-upon-Avon yesterday, comprise 38 cards representing an illness that could be covered within a critical illness contract.
For each card there is a strong visual image, a description of the condition and a series of statistics about that condition.
A RGA spokesman says: “This initiative creates an innovative way to help insurers, advisers and consumers interact with and understand the conditions covered by their critical illness policies.
“By developing a strong set of visuals, a simple set of statistics and plain English descriptions, this initiative helps people to make choices about their insurance needs.
“There is pressure on the industry to reduce the level of declined claims and whilst the ABI has made good progress we question whether the consumer is fully aware of the terms of the contract that they have purchased. RGA understands these concerns and we would like to help drive up awareness of both the conditions themselves and of the real risks associated with them.