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Revenue and rethink on Peps and Isas

HM Revenue & Customs has changed its policy regarding monies incorrectly removed from Peps and Isas after lobbying from the Pep and Isa Managers Association.

Managers who make these errors can now reinstate the money as long as they gain clearance from the HMRC audit unit beforehand. Previously this was only allowed in specifically defined circumstances.


FSA’s mystery shopping reveals mortgage shock

An FSA mystery shopping exercise found more than half of mortgage firms are still not complying with rules on the provision of disclosure documents, nine months after M-Day brought in regulation. Findings show a shocking 55 per cent of the 82 visits to 62 mortgage lenders and brokers found non-compliant behaviour. The mystery shopping exercise […]

Parlour games in the divorce courts

The court will take into account all the assets of a married couple when deal- ing with their divorce. We can consider each of them in turn and then return to them collectively.

Brief encounter

James Salmon follows the progress of Aifa’s Stakes in the Ground initiative to protect IFAs against retrospective regulatory action

Tax threat is facing foreign nationals

Foreign domiciliaries living in the UK should consider immediate protective tax planning in anticipation of reforms in next year’s Budget, warns barrister James Kessler. Kessler believes further measures to increase taxes on the 500,000 residents falling into this group will be introduced in the 2006 Budget to follow on from this year’s Budget which abolished […]


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