View more on these topics

Retired IFA John Calland considers Supreme Court challenge in FSA harassment case

Retired IFA John Calland is considering taking his long-running harassment case against the FSA to the Supreme Court after losing an appeal.

Calland, who has been battling with the regulators for over 12 years, sued the FSA for harassment in 2010 over mailings by the then regulator to 300 of his former clients in 2002.

In 2011 a judge dismissed the FSA’s attempt to strike out the claim. The FSA appealed and in 2012 a judge found in favour of the regulator.

Calland then applied to the Court of Appeal to have a full appeal against the striking out of his claim. The appeal was granted in May. But in a judgment handed down last week the Court of Appeal dismissed Calland’s claim.

Lord Justice Lewison says: “In agreement with the recorder, in my judgment, this conduct comes nowhere near crossing the threshold [into harassment]. It is not even at the front garden gate.

“I echo the words of Lord Justice Ward in Sunderland City Council v Conn: what on earth is the world coming to if conduct of the kind that occurred in this case can be thought to be harassment?”

The judgment considered a number of communications between Calland and the regulator, including a phone call between Calland and an FSA employee named Sidonio.

Lord Justice Lewison says: “The first point to make is the call took place at Mr Calland’s invitation following a voicemail that he left on Mr Sidonio’s phone. This is not a promising start for a claim of harassment.”

Calland says: “I and my legal team are severely disappointed and we are now having to reflect on matters.”

It remains open to Calland to challenge the decision in the Supreme Court. He says this is an option he is considering. He claims in 2002 the FSA Pensions Unit repeatedly mailed almost 300 former pension clients of his firm to solicit pension claims from them, despite the fact that five years earlier he had completed a review of all his firm’s pension business before his retirement.

He says the FSA had no right to raise claims from his former cli­ents because he was not in default and the regulator held evidence of his satisfactorily completed review.

The mailings resulted in a Financial Ombudsman Service award of £48,000 against Calland, which was upheld at judicial review.

After losing at the Court of Appeal in January 2014, Calland is now taking the case to the European Court of Human Rights on the grounds he has been denied the right to a fair trial because the FOS has not had an oral hearing on the case.


News and expert analysis straight to your inbox

Sign up


There are 4 comments at the moment, we would love to hear your opinion too.

  1. This guy is not well. He presumably has already spent a fortune on legals (whether his or someone else’s money. He has a loyal and longsuffering wife. He has already lost cases against the Regulator. His intitial imposts were really not that great when set alongside legal costs.

    One must really begin to wonder of the ethics of his legal team. One would have thought that any decent and ethical lawyer would have advised him to desist ages ago – but I guess when juicy fees are in the offing…..

    And those in the advise community encourage and support this poor deluded guy. What a way to spend one’s retirement – what a way to live – what a way to impose on a longsuffering wife. Can no one talk sense to the poor chap?

  2. Food for thought – Although he had conducted a review 5 years previously, he was reviewing advice that he had given himself so who is to know how thoroughly or how unbiasedly this review was conducted, without any impartiality. If this wasnt carried out to the correct standard then surely he is ‘peeing into the wind’

  3. Incompetent Regulators 19th March 2015 at 3:28 pm

    Good on you John……………………I just hope we all live the day see the FCA staff in the dock!

  4. I would be interested in hearing the recording of the conversation with “Sidonio” of the FSA.

    Like John, I record any contact with the FCA as what is said in meetings can bear very little resemblance to the after meeting report drafted by F-pack staff.

Leave a comment


Why register with Money Marketing ?

Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

News & analysis delivered directly to your inbox
Register today to receive our range of news alerts including daily and weekly briefings

Money Marketing Events
Be the first to hear about our industry leading conferences, awards, roundtables and more.

Research and insight
Take part in and see the results of Money Marketing's flagship investigations into industry trends.

Have your say
Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

Register now

Having problems?

Contact us on +44 (0)20 7292 3712

Lines are open Monday to Friday 9:00am -5.00pm