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Recession stifles entrepreneurs

The economic downturn will deter potential entrepreneurs from starting up their own business, according to Abbey National. Its business banking report shows that one in six people in the UK has seriously considered establishing their own firm over the last two years but were put off by the fear of running into financial difficulties. Abbey says only one in 50 people has actually gone self-employed over the past year.

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Chelsea Building Society – 2 Year Fixed Rate Bond (10th issue)

Wednesday, 22 August 2001.Type: High interest account.Minimum-maximum investment: £1,000-£500,000.Interest rate: 5.65 per cent.Term: Until December 1, 2003.Offer period: Until further notice.Withdrawal penalties: 60 days&#39 loss of interest.Tel: 0800 779087.

Exclusive Connections tracks base rate

Exclusive Connections has unveiled a five-year fixed rate tracker mortgage that is available for loans of up to 95 per cent of valuation.The mortgage is fixed at 5.99 per cent for the first five years and if borrowers pay the mortgage off during this period, must pay 7 per cent of the sum repaid in […]

Saga rolls out National IFA

Saga, the travel and services group targeting the over 50s, is rolling out its new national IFA service next month. Saga Financial Planning aims to employ 10 sales managers and 80 advisers, all AFPC qualified, within two to three years. Saga will target its 6m customer base with pension, investment, equity release and long term […]

Nationwide cuts mortgage rates

Nationwide Building Society is launching a new fixed rate mortgage product and is reducing the rates on some of its existing loans.The new product is a one year fixed rate available from 4.9 per cent. The rate on its two year fixed mortgage is being cut by 0.44 per cent to 5.45 per cent, on […]

What are the key changes to transform pensions?

By Fiona Tait, pensions specialist In her final article for Royal London, Fiona Tait reviews key changes she believes have transformed, or will transform, pensions. In my 12 years with Royal London I have been paid to review, study and explain the numerous changes to pension legislation which have transformed our industry in that time. This is […]

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