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RBS to offer 90% deals through intermediaries

RBS Intermediary Partners is launching a range of mortgages with a maximum loan to value of 90 per cent.

The bank, which is now 95 per cent controlled by the Government, has released a new five-year fixed rate mortgage exclusively with Connells Group and Legal & General. It will offer an initial rate of 6.54 per cent and a maximum LTV of 90 per cent.

It is also launching a new semi exclusive five-year fixed rate mortgage for house purchase and home movers offering a rate of 6.69 per cent with a maximum loan size of £150,000 and a maximum LTV of 90 per cent.

Both these deals will be shared across all mortgage clubs for Directly Authorised brokers.


State line

For years, many people considered the payment of the state pension as an insignificant bonus, a small addition to a decent pension from an employer’s occupational pension scheme or a top-up to a personal pension for the self-employed. For low-earners, however, many of whom have not been in pensionable employment, the state pension has often been their sole income, their financial lifeline in retirement.

Investment clock economic update

In the latest Investment Clock economic update, Ian Kernohan, Senior Economist at Royal London Asset Management, discusses the implications of the US Federal Reserve’s recent hike in interest rates and upcoming French presidential election. The value of investments and the income from them is not guaranteed and may go down as well as up and […]


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