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RBS joins Scottish Life Mortgages panel

Scottish Life Mortgages is appointing Royal Bank of Scotland to its panel of mortgage lenders.

RBS is offering a 100 per cent loan to value mortgage with a four year stepped discount, The mortgage is discounted by 3 per cent off the standard variable rate, currently 7.49 per cent, until August 2002, and then by 0.75 per cent until August 2005.

Redemption penalties are 3 per cent of the loan value until August 2004 and then 2 per cent until August 2005.


Limited advice may be the shape of things to come

As IFAs move upmarket and rely increasingly on fees, financial advice hasmoved into the spotlight as a commodity sellable in itself. It is clear that people are becoming ever more informed at the same timeas a proliferation of distribution channels emerges from which to buyfinancial products. Pretty Technical partner Kim North is fresh from a […]

DWP medic chief opens dialogue

The new Department of Work and Pensions&#39 chief medical adviser says theDWP is looking forward to co-operating with the insurance industry over thedesign of protection products. Mansel Ayward says the Government wants to have an open dialogue onprotection plan development. The comments have been welcomed by the industry which accused the DSS ofnot listening over […]

Henderson Electric and General Investment Trust down

Henderson Electric and General Investment Trust saw its net asset value per share fall by 20.3 per cent in the year ended May 2001. The fall compares to a 6.8 per cent fall on the FTSE All-Share Index over the same period. Blaming the results on the slowdown in the US economy, trust chairman Lindsay […]

GAD reveals insurance pensions are booming

Funds invested in insurance-administered individual and occupationalpensions have shot up by 18 per cent to £500bn in 1999 from£425bn the previous year, according to latest ABI figures. The figures, published in the latest ABI quarterly research reviewInsurance Trends, are provided by the Government Actuary&#39s Depart- ment andgive an estimate of the amount of funds invested […]

Choose life…

Sarah Scott  – Marketing Consultant, Royal London  This month sees the return of Renton, Sickboy, Begbie and Spud in the sequel to the film Trainspotting. Just over 20 years later, we return to see exactly how life treated the characters whose lifestyle was less than ideal back in 1996. Did they choose a job, choose […]


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