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RBS Intermediary Partners – First Active Five Year Fixed Remortgage

RBS Intermediary Partners

First Active Five Year Fixed Remortgage

Fixed term: Until August 31, 2013

Fixed rate: 6.79%

Minimum loan: £10,000

Maximum loan: Up to 75% of valuation subject to no maximum
Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% allowed each year without penalty but subject to a £200 minimum, free basic valuation and legal fees

Arrangement fee: £699

Redemption fee: 5% of the amount repaid in year one, 4% in year two, 3% in year three, 2% in year four, 1% in year five

Introducer’s fee: Refer to lender

Tel: 08459 001110


Relief map

A little while back, I wrote about the new entrepreneurs’ relief for capital gains tax. Most people will by now be aware that entrepreneurs’ relief is the replacement for business assets taper relief.

Generation gain

IFAs like to think of themselves as the natural place for a consumer to turn for advice but research from Zurich suggests that the reality is vastly different. In a survey conducted by YouGov, only 16 per cent of consumers said they had an adviser. A further 27 per cent said they had previously had an adviser but not presently and 57 per cent said they had never taken financial advice.


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