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RBS Intermediary Partners – 4 Year Fixed Shared Equity

RBS Intermediary Partners

4 Year Fixed Shared Equity

Type: Fixed-rate shared equity mortgage

Fixed term: Until August 31, 2013

Fixed rate: 6.29%

Minimum loan: £25,000

Maximum loan: Up to 85% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty

Arrangement fee: £199

Redemption fee: 4% of the amount repaid in year one, 3% in year two, 2% in year three, 1% in year four

Introducer’s fee: Refer to lender

Tel: 08459 00 11 10


Positive aspects

I am more positive about the future of the protection industry than I can remember being for some time. This surge in optimism is not just a pleasant symptom of my general summer joie de vivre – 10 days in the Dordogne beckon – but is a result of several factors.


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