View more on these topics

Quick turnaround of properties for RPT

Residential property trading is a closed-ended investment company enabling sophisticated investors to buy and sell UK residential properties quickly and at a profit over three to three and a half years.

The company is listed on the Malta stock exchange, which is recognised by HMRC, to make it eligible for inclusion in pensions such as self-invested personal pensions. RPT’s property adviser, Move with Us was founded in 1997 and has relationships with more than 3,500 estate agents. It will buy and sell between 300 and 400 properties a year for RPT.

Move with Us says RPT is able to produce returns whether the residential property market is up or down because properties sell in any market and not only as a result of dropping the asking price. The company says that in falling markets it will benefit from buying at bigger discounts and in rising markets, it will profit from increased turnover of sales.

The firm looks initially at the type, age, condition and location of a property, then at local markets, as sales trends will vary between locations. This information provides an idea of the potential risks in buying a particular property, how long it is likely to take to sell and at what price. Move with Us will sell the properties in an average of 100 to 120 days at 97 to 98 per cent of its price target.

This investment could be useful for investors who want residential property exposure in their Sipp, as direct investment is not allowed. It could also have appeal for investors who want an alternative to the buy-and hold strategy of building a buy-to-let portfolio. However, physical property can be illiquid and potential investors would need to bear in mind that shares in this are designed to be held until the company is wound up.



For the record

By now your firm should be well on the road to RDR-readiness with a consistent advice process in place, a clearly defined client service proposition, a great team in place to support your proposition and you will hopefully have started your proposition roll-out programme to new and existing clients. So, what is the next challenge? […]

IMA: Fund sales at lowest levels since financial crisis

Fund sales in the third quarter were the lowest since 2008, according to Investment Management Association stats. Net retail sales amounted to £2.6bn in the third quarter, compared with £7.5bn over the same period last year. Funds under management fell by 3 per cent to £546.7m. Gross retail sales through fund platforms amounted to £3bn […]

Credit Suisse fined £6m over Scarps

The FSA has fined Credit Suisse UK £5.95m for systems and controls failings over sales of structured capital at risk products by its private bank. Credit Suisse must also carry out a costly past business review, overseen by an independent third party, in relation to Scarp sales. Between January 2007 and December 2009, 623 Credit […]

Change for the better

Simon Chamberlain talks about the importance of corporatising your business


School fees planning

Jeremy Pearson is Technical Support Manager with Canada Life’s ican Technical Services Team. Canada Life offers a range of wealth management solutions, including retirement income planning, estate planning and investment solutions from a choice of jurisdictions, including the UK, Isle of Man and Republic of Ireland. Many parents value the standard of education offered by […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm