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Queen announces bill for CTFs

A bill will be introduced to provide all children born from September 2002 with a child trust fund with an initial endowment from the Government and more for poorer children. The fund will be accessible when the child reaches 18.


Lending still smashing records

Mortgage lending continued to hit record levels in October, according to the Council of Mortgage Lenders and the Building Societies Association. Total CML gross lending in October rose to £27.5bn, up by 8 per cent from September&#39s £25.4bn and up by nearly a third on last October&#39s £21bn. The BSA says society gross advances reached […]

Let it be

T he CML has sounded a note of caution on buy to let, saying it has yet to be tested in a market downturn. Do you agree it should be treated cautiously? Thompson: A cautious approach is sensible, although many property investors have other means to dip into should rates rise and, from talking to […]

Investment edge

As FSA spokesman for the probe into the extent to which IFAs trust providers&#39 marketing material, Rob McIvor says the buck stops with the adviser. So that&#39s it then, case closed, throw away the keys, we are obviously all guilty for believing that what we read is true. But is that a fair basis on […]

&#39Too many tax breaks deter savers&#39

A consumer body claims that introducing more tax breaks on savings products would add another level of complexity and act as a disincentive to savers. Financial Services Consumer Panel chairman Ann Foster told the Pima conference that tax breaks complicate products that are already difficult for consumers to understand. Echoing an earlier statement by Shadow […]


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