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Put hand in pocket to back Aifa’s work


Response to Head to Head in last week’s Money Marketing headlined, Who should represent the true independents?

It is very easy to sit and criticise Aifa for what it has not done, yet forget some of the benefits it has brought all adviser firms, irrespective of whether or not they are members. Governments and regulators listen when industries talk with one voice.

If they hear too many views, they simply dismiss them all and get on with their own agenda. There is no point having further trade bodies, it will dilute the effectiveness of what we already have. I urge all advisers to engage with Aifa to understand what it does and to put their hand in their pocket and join.

Richard Pearson


BoE governance needs boost

Governance at the Bank of England is too weak and must be strengthened to reflect its new powers under the regulatory regime, according to the Treasury select committee. In a report published this week, the committee argues that the BoE’s governance needs updating. It says the Chancellor should be responsible and accountable in a financial […]

BoI borrowers urged to look for new deal

Brokers are urging the 14,000 Bank of Ireland standard variable-rate mortgage customers affected by the sale of its £1.1bn loanbook to Nationwide to consider remortgaging with a different lender. Nationwide acquired part of BoI’s UK residential mortgage book last month. BoI borrowers on standard variable rates could face significant rate rises as a result of […]

Northern Rock says 95% LTV mortgages are a specialist market

The first-time buyer higher loan-to-value market should be considered a niche area, according to Northern Rock head of intermediary sales Richard Tugwell. Speaking at the Imla executive briefing in conjunction with Money Marketing, Tugwell (said the capital requirements placed on lenders when lending on higher LTV mortgages means this type of lending has become a […]

Aegon reveals its wrap platform branding

Aegon UK has announced it is calling its at-retirement platform Aegon Retirement Choices. Wrap provider Novia is to provide the administration for the wrap for up to five years while the technology will be supplied by GBST. Aegon says the platform is on track for its launch to the at retirement market in Q4 this […]

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Considerations for overseas workers in Germany

With Germany’s strong economic growth leading the eurozone’s recovery, many UK businesses are keen to be part of the success story: recent data shows that there are currently more than 280,000* employees working for a UK-controlled company in the country.


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