View more on these topics

Prudential – PruHealth

Type:
Individual and group private medical insurance

Minimum-maximum ages:
18-70

Minimum group size:
Two
Minimum premium:
No minimum

Maximum benefits:
No overall maximum but limits will apply to some benefits

Cover provided:
Comprehensive plan &#45 unlimited inpatient benefits except psychiatric treatment up to 45 days a year, outpatient benefit &#45 unlimited benefits except chiropractic/osteopathy up to £800 a year, additional benefits &#45 alternative medicines up to £600 a year, maternity cash up to £100 a child, home nursing, private ambulance, parental accommodation for children under 12, NHS hospital cash £100 a day or night.

Essential plan &#45 unlimited inpatient benefits but no psychiatric treatment, £600 limit a year applies to each outpatient benefit except diagnostic tests, radiology, scans, radiotherapy and chemotherapy, additional benefits &#45 maternity cash benefit up to £100 a child, home nursing up to £3,000, private ambulance up to £60 a trip, parental accommodation for children under 12, NHS hospital cash £50 a day or night

Excess:
£100, £250, £500 or £1000

Discount:
Group policies &#45 25% of premium goes towards cost of following year&#39s premium if no claim is made,
individual policies &#45 25%-100% of premium goes towards cost of following year&#39s premium if no claim is made

Commission:
Individual policies &#45 Initial 25%, renewal 5%,
group policies &#45 initial 15%, renewal 5%

Tel: 0845 300 3483

Recommended

Standard fare from GMAC

GMAC RFC Buy-to-Let Two Year Fixed Rate Type: Fixed-rate buy-to-let mortgage Fixed term: Until January 1, 2007 Fixed rate: Up to 85% of valuation &#45 6.19%, up to 75% of valuation &#45 5.79% Minimum loan: £25,001 Maximum loan: Up to 85% of valuation subject to a maximum of £300,000, up to 75% of valuation subject […]

Sesame sets up equity-release deal

Sesame has launched a specialist equity-release unit where its members can refer business. The unit is based in Manchester and is currently manned by two advisers. Sesame will look to expand the unit if demand for its services increase. It was set up so that Sesame members which do not want to take on the […]

AIFA&#39s VIEW

That nice Paul Rich from the FSA (and I mean that most sincerely, I really do) has invited us to come up with ideas for alternatives to the Financial Services Compensation Scheme. Certainly, the sudden change in attitude by some providers towards the cross-subsidy, with the welcome exception of Clerical Medical, requires us to go […]

Out of context

•”We do not employ boffins here, we&#39re all PR and spin at the ABI.” – ABI head of raising standards Martin Shaw. •”There have been a few changes here so we are working quite hard for once.” – Bell Pottinger PR Paddy Blewer. •”David has got a personality, unlike most compliance officers.” – Mortgage 2000 […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com