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Pru extends discount concept

Prudential is to extend the concept of discounted premiums for healthy living to its flexible protection product.

The discounts will be offered to PruHealth policyholders who can already benefit from the firm’s Vitality proposition. The enhanced FPP will start in September.

The move is part of the planned integration of PruHealth and Pru’s protection proposition which will be brought together in a joint venture with South African insurer Discovery, due to launch on July 1. The venture is yet to be named.

The changes to the Pru product bring it into line with a protection product already offered by Discovery in South Africa. Discovery also inspired PruHealth’s Vitality concept.

PruHealth policyholders will be able to qualify for discounts on FPP by exercising and eating well to improve their health just as they can reduce the cost of their health insurance by living healthily with the Vitality proposition.


Baring calls for shift to fully funded schemes

Baring Asset Management is proposing the creation of a fully funded public sector pensions system to cover civil servants, the NHS, teachers and the armed forces.It would be based on successful schemes such as the Dutch public sector workers’ scheme ABP and the California public employees scheme Calpers.Barings director of fixed income Toby Nangle believes […]

Rics finds legal loophole in Hip rules

The Royal Institute of Chartered Surveyors has discovered a legal loophole in the Government’s Home Information Pack which means sellers could avoid buying a pack.Rics says the rules allow sellers to have simply ordered a pack when they exchange contracts and, if they manage to sell their home quickly, they may not have to pay […]

Re-registration row rumbles on

James Phillipps says Helm Godfrey’s clash with Selestia highlights the lack of progress that has been made in the industry on the issue of re-registering assets across platforms.

Poor take-up has softened Lifetime blow, claims Tenet

Tenet says its business would have been hit a lot harder by Lifetime’s restructure if take-up of the platform had been stronger.Group chief executive Simon Hudson says the platform has taken much less money than the £40m or £50m he would have predicted.Norwich Union is undergoing a very public repair job to Lifetime following its […]

Can you put a hat on?

By Sarah Scott, marketing consultant You might think the question in the title is a strange one. Perhaps even more so when you learn that it’s one of several asked as part of an assessment for Employment Support Allowance eligibility in the opening scenes of the 2016 film, ‘I, Daniel Blake’. Daniel is a carpenter […]


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