Lifesearch senior technical adviser Kevin Carr and Friends Provident head of protection marketing Peter Hamilton are hereby banned from consuming alcohol together or getting anywhere near a karaoke machine.This is what happens when the world of pop and protection collide. Sing these words, if you can bear it, to the tune of Robbie Williams’s Angels. I sit and wait while an underwriter contemplates my fate… And do they know, the places where I go, where it’s grey and cold?’Cos I’ve been told that disclosure puts my claim on holdSo when I’m lying in my bed, medication running through my headAnd my CI claim is dead, I’m loving IP instead’Cos through it all, she offers me protection, income and indexation,so I can keep holding onAnd though down the stairs I fall, there’s no increase in my fee, I know that life office won’t break me when I come to callShe won’t stop paying me, I’m loving IP insteadWhen I’m feeling weak and I can’t even walk down my own streetYou look at me and you know my claim will always be paid tax freeAnd as the income rose, the right advice I’d chose’Cos when my CI claim is dead, I’m loving IP instead
I did not think I would make it through January without coming across some sort of new industry rules or regulations for 2005. When the FSA’s Financial Risk Outlook report for 2005 landed on my desk, I drew a deep breath, hoping that the industry has finally woken up to its frailties and was this […]
Protection rates will rise, resulting in a potential loss of business for IFAs, according to the latest quarterly report by Lifesearch.
iimia ACD Services Growth and Income Fund
Technology firm IFA Data is offering advisers who want to leave the industry a way to make old client banks marketable.
The fastest growers in the Artemis Global Select Fund this year were also the largest companies, Amazon and Nike. Simon is looking to buy more like them in 2016.
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Another investment manager offering enterprise investment schemes has alerted clients of a 10 per cent drop in value for one of its portfolios following new Mifid rules. Mifid II, which came into force on 3 January, requires firms to notify clients when the overall value of their portfolio, relative to its value at the beginning of each reporting […]
The recent enquiry by the work and pensions select committee has reignited the debate about the future of collective defined contribution schemes. Whether these sort of schemes can be incorporated into the current UK pensions landscape is a moot point. Let’s consider some of the arguments for and against CDC. First of all, it is […]
Retirement interest-only mortgages are set to become more popular following the FCA removing hurdles to selling them. The regulator sees RIO mortgages as a possible aid to the waves of maturing interest-only loans with no repayment strategy. However, the FCA also wants RIO mortgages to be sold more widely, for example as an additional option […]