A Lloyds of London insurance syndicate has launched a new income protection product which does not discriminate against smokers.
The product called Incomesafe has been launched by Goodfellow Rebecca Ingrams Pearson (GRIP).
It is fully compliant with ABI guidelines and will provide up to 75 per cent of earnings to people unable to work due to accident or illness.
The product is being promoted by marketing company Safe & Secure. Principal Dave Williams says: "The scheme is not loaded against smokers, age or women so that is attractive to a wide range of people and provides good value for money."