View more on these topics

Protection plans with a difference

hat shoesAt Royal London, we understand everyone’s different. That’s why our protection plans aren’t ‘one size fits all’.

Our range of flexible cover options give your clients choice, so you can help them get protection that’s as individual as they are.

Comprehensive menu plans

You can use our Personal Menu Plan and Business Menu Plan to mix and match covers (Life Cover, Critical Illness Cover, Life or Critical Illness Cover and Income Protection), with different sums assured and terms within the same plan. It’s a simple way to create protection options to suit each client’s individual needs and budget.

Our comprehensive Critical Illness Cover includes 67 conditions. 47 of these pay the full amount of cover, including the most common reasons for claims (cancer, heart attack, stroke) – so your clients are covered for the conditions they’re most likely to get. We also have 20 additional conditions, including 13 early forms of cancer – some of which pay out on diagnosis and without the need for treatment.

And your clients have the option to add Enhanced or Standard Children’s Critical Illness Cover to their own Critical Illness Cover. If their priorities change, they can simply add, remove, or change this cover at any time.

Our Income Protection is also designed to give your clients different options. They can choose how long they’ll receive their payments – up to one year, two years, five years or even the remaining term of the cover. We also offer different deferred periods and include fracture cover and hospitalisation payment as standard.

Supporting your clients’ wellbeing

And because we know that good protection is about more than just money, all our advised protection plans come with Helping Hand. This support service gives your clients and their family (partner and children) access to a dedicated nurse who can provide tailored and personal support during difficult times. The nurse can arrange for additional services, such as bereavement counselling or a second medical opinion, depending on what your client needs. It’s available before, during and after a claim, and they don’t have to pay anything extra to use it.

To find out more about what makes us different visit: adviser.royallondon.com/different

CAT CODE: AL P8 ON 0059

Recommended

Advice in the regions: Paying for choice in the capital

London’s access to wealthy clients and location can mean setting up a firm comes at a cost The capital city may not really be paved with gold, but it has more than its fair share of wealthy clients for advisers to service. Known as a place where people’s careers and businesses can thrive on the […]

8

Gregg McClymont: New mums must be saved from gender pensions gap

Without a coherent approach to policy, serious issues will continue There is an increasing focus on gender equality, and pensions policy is no different. While we have long known that, on average, women’s pension pots are smaller than those belonging to men, the sheer size of the gap is now making headlines. According to the […]

Insurance File Generic 480

Trust me, I’m a provider

By Craig Paterson, Underwriting and Claims Philosophy Manager, Royal London Hard-hitting headlines “Dying mother of two is refused life insurance payout.”1 “What a way to treat a dying man: Grandfather refused life insurance claim.”2 “A widow betrayed by a life insurance company.”3 With headlines like these, it’s no wonder some consumers don’t trust providers. Trust […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers. Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com