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Protection plan

Does the shadow of the RDR fall on the protection and mortgage markets too? The question is being asked in the marketplace but the answer is simple.

At present, it does not directly. Of course, if you impose a model on a business that advises on investments and pensions and it also offers other products, it must have an impact.

It might also be an opportunity for mortgage brokers in the realm of primary advice. But it will do no harm for protection and mortgage market specialists to muster their arguments.


Wrap map

Life offices will have different routes on the way to wrap, says Winchester White Management Consultants managing consultant Martin Davies

Voice of hope

Summer may have been fairly miserable but there has been a golden ray of sunshine for every IFA firm since the FSA board met in July and approved proposals to reform the Financial Services Compensation Scheme. It is also good news for consumers who will benefit from a scheme, now given a new lease of life, which will offer some financial recompense when no one else can. The FSCS is a vital regulatory safety net which helps maintain consumer confidence in our industry.

OPM is building up property Fof

OPM Fund Management says it is experiencing problems finding a benchmark for its property fund of funds because it combines a range of property-related investments including property funds, listed securities and Reits.


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