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Protected rights ban for trust-based Sipps

Trust-based Sipps will continue to be prevented from holding protected rights, according to the latest Department for Work and Pensions update. But Sipp arrangements will be allowed to sit within the wrapper of an appropriate scheme without invalidating its contracted-out status.

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FSA fee rises set to slow down

Advisers are likely to avoid any major increase in FSA fees next year, with predicted increases set to come in below the rate of inflation. Advisers in levy block A13 will pay an increase of between 0.9 per cent and 2.5 per cent. Small firms with one approved person face a 0.9 per cent increase. […]

‘Hips will bring in more first-time buyers’

Estate agency Spicerhaart bel-ieves that home information packs will boost the housing market by increasing the number of first-time buyers. It argues that FTBs will save up to 1,000, which will give them more incentive to get on the property ladder. FTB levels have fallen below 30 per cent from 45 per cent in 2000. […]

Open season

Our panel say ad spending is rising to build on confidence for Isa sales, plus: the implications of A-Day for fund firms

Compass offers advice deal for transsexuals

IFA firm Compass is offering specialist financial advice for transsexuals. The London firm says its TransFinance service will ensure fair treatment for transsexual people when applying for financial products. Managing director Chris Morgan says a growing number of transgender clients have contacted the firm after suffering discrimination by mortgage and insurance firms despite ABI guidelines. […]

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