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Principality sharpens up mortgage range

Principality has relaunched its mortgage range with a two year fixed rate mortgage of 4.49 per cent.

The two year fixed rate mortgage at 4.49 per cent, max LTV of 75 per cent, or 4.59 per cent, max LTV 95 per cent, offers free legal fees for remortgages.
Alternatively, the fee saver products include a three year fixed rate mortgage at 5.09 per cent with no upfront administration fees, no legal fees for remortgage applications only and no valuation fees.

The end dates on some of the variable rate products have been extended. The flexible three year discount mortgage, a fee saver product, remains at 4.94 per cent with a 1.50 per cent discount extended until 28 February 2009 at 6.3 per cent APR.


Cazalet tells MPs that Standard’s woes are due to bad management

Independent insurance consultant Ned Cazalet has told a Parliamentary comm- ittee that previous bad management at Standard Life is to blame for its capital problems and not its mutual status. Questioned at the all-party Parliamentary group for building societies & financial mutuals about why Standard needed to demutualise, Cazalet said it was a flawed argument […]

IFAP says public is unaware of crisis

Consumers are ignorant of the problems they face, according to IFA Promotion, which says 40 per cent of adults think the crisis will be solved by the time they retire.

Turner turning the screw on industry

The Pensions Commission’s final report is a disaster for the financial services industry and would force product providers into deeper cost cuts than the introduction of stakeholder and drive IFAs out of the equation. Advisers and life offices have lined up to slam the proposals which were released on Tuesday by commission chairman Adair Turner. […]

Tax year-end planning with the family

From the Technical team at Prudential Let’s face it, many aspects of financial planning involve a lot of technical detail. At our face-to-face events, we’ve had great success bringing these technical topics to life through the use of practical case studies. Meet the family Prudential’s Planning Matters hub brings together a fictional family and explores […]


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