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Principality Building Society fixed mortgage

Fixed term: until 31/03/05

Fixed rate: 4.99%

Minimum loan: £5,000

Maximum loan: up to 75% of valuation

Income multiples: 3.5 times principall income and 2.5 times joint

Redemption fee: 2% of advance for three years

Arrangement fee: £299

Conditions: daily interest

Introducer fee: standard 0.34%, negotiable

Tel: 0800 328 1717


FSA warning that industry faces unwelcome EU rules

The FSA is warning that unwelcome European Union financial regulationwill be foisted upon the UK unless the industry does more toinfluence the debate on financial services at EU commission level.Speaking to Money Mark-eting, FSA international affairs and EU policyassociate Nigel Phipps says there are real risks in the presentnegotiations with Europe and admits its regulatory […]

Europe steps up tempo

One of the consequences of the raucous debate on the euro is thatother equally ambitious developments coming out of the European Unionare being overshadowed. For instance, as a step on the path toEuropean integration, the EU has set itself the bold and ambitioustarget of having a single market for financial services by 2005.The previous guiding […]

Fury at ScotLife blocking bonus

IFAs have slammed Scottish Life for reneging on its pledge to issuewith-profits policyholders with an additional reversionary bonusfollowing its demutualisation last year.ScotLife sent out a policy circular last April stating its intentionto pay a bonus to policyholders at the end of 2001 as part of acompensation package for loss of voting rights after the takeover […]

Canada Life revises two bonds

Canada Life has revised two of its bond products, the Estate Preservation Bond and the Income Protection Bond by changing the remuneration options IFAs have on them.While maintaining the 4.75 initial commission it currently offers to IFAs, the life office has added the alternative of 3 per cent initial and 0.25 per cent trail commission […]


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