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Principality Building Society – Affordable Housing Mortgage Update

Principality Building Society – Affordable Housing Mortgage update

Update: Addition of three-year fixed rate at 5.49% to 75% LTV with £999 arrangement fee, three-year fixed at 5.79% to 75% LTV with no arrangement fee, five-year fixed at 5.99% with a £999 arrangement fee, five-year fixed at 6.19% to 75% LTV with no arrangement fee




FSA bans and fines IFAs £28,000 for Ucis failings

The FSA has fined and banned the two partners of investment firm Clark Rees LLP for failing to ensure the firm made suitable recommendations to its customers regarding unregulated collective investment schemes. Paul Clark was fined £10,500 and Ceri Rees was fined £17,500. They have been banned from performing senior roles and also from selling […]

Alternative thinking

Financial planning alternatives will get more airtime once the pension reforms are fully implemented


Johnson quits as Labour Shadow Chancellor

Alan Johnson has stepped Labour Shadow Chancellor for “family reasons” and will be replaced by Ed Balls. His resignation comes just three and a half months after Labour leader Ed Miliband appointed the former Home Secretary to challenge the Coalition Government’s economic policy. In a statement on the BBC website, Johnson said: “I have found […]

Inheritance tax and estate planning – exemptions and reliefs

By Kim Jarvis, technical manager with Canada Life’s ican Technical Services Team In this article we look at the main exemptions and reliefs that are available on death. Within the article, spouse also means civil partner.   Nil-rate band Under current rules, any part of the estate that falls within the available nil-rate band (NRB), […]


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