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Precise Mortgages – Buy-To-Let Mortgage Portfolio update

Precise Mortgages – Buy-To-Let Mortgage Portfolio update

Update: Addition of Lifetime Libor + 4.26% mortgage to 75% with 1.5% arrangement  fee  and early redemption charge of 3% in first three years, Lifetime Libor + 4.26% mortgage to 75% LTV with 2% arrangement fee and no early redemption charge, Lifetime Libor + 4.56% to 75% LTV with1.5% fee and no early redemption charge, 2-year LIBOR + 4.16% mortgage to 75% with 2% fee and early redemption charge of 3% in the first two years,  2-year LIBOR + 4.36% mortgage to 75% LTV with 1.25% arrangement fee and early redemption charge o 3%  in the first two years,  2-year Libor + 4.61% to 75% with 2% arrangement fee, £1,000 cashback, free valuation up to £475 and early redemption charge of 3% in the first two years. Buy-to-let lending criteria changed with minimum income reduced to £25,000 from £35,000, the number of buy -to-let properties allowed with other lenders increased from four to 20, and £280 assessment fee removed

Tel: 0800 116 4385


IMF raises Asia growth projections

The International Monetary Fund upped its GDP growth projection for Asia in 2010 to 8 per cent, in its latest regional economic outlook. This represents a one percentage point rise from the IMF’s last Asia Pacific regional report in April, as it says growth in the first half of 2010 proceeded “well above trend” in […]

MAM looks to emerging market firms

MAM Funds is tapping into the growth potential of emerging markets in its CF Miton global growth portfolio through companies listed in the West. The firm has an investment philosophy that is fundamentally driven by asset allocation, with a top-down approach to stock selection. MAM says companies that are listed in developed markets but which […]

VAT analysis

The letter in the October 21 issue on the supposed advantages of fees over commission demonstrates once again that the advisory community even now lacks a proper understanding of when VAT should be charged for services supplied. Phil Shaw incorrectly states that VAT would be applicable on his initial fee if it was paid direct, […]


‘Capitalising arrears masks true figures’

The FSA says lenders’ forbearance strategies are masking the true extent of the number of borrowers in arrears. According to the regulator, there is an increasing trend for lenders to capitalise arrears, meaning that rather than treat arrears as separate outstanding payments, they are rolled into the total of the loan. In some cases, arrears […]


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