Broker confidence in the mortgage industry is the highest it has been in over ten years, according to a poll by the Mortgage Trust.The survey revealed that on average advisers expect an uplift in business of 4.2 per cent for the fourth quarter of 2006 compared to the third quarter, and a third of respondents […]
Focus Solutions has reduced its operating loss by 0.4m compared to the same period last year. The group has released its unaudited six monthly results for the period to September 30, showing a 3 per cent increase in total revenue – from 2.7m to 2.8m. It says first half trading is in line with expectations […]
A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.
Inheritance tax receipts have increased to a record £5.4bn in the 2018/19 tax year according to HM Revenue and Customs figures published today. Receipts increased by around £160m in just a year from £5.2bn in 2017/2018 to £5.4bn. HMRC figures show the annual revenue and revenue as a percentage of GDP since 1980/81. It shows […]
Establishing the approach to qualitative versus quantitative analysis should top the due diligence list As more advisers outsource investment decisions to discretionary fund managers, the more the regulator will scrutinise the selection process. I would not be surprised if DFMs were selected on a lazy combination of brand, price and performance, yet any being offered […]
The biggest reason new concepts are not being brought to market is a lack of confidence that advisers will change their behaviour. Having started life in the financial services industry as a clerk for one of the largest life assurance companies in the UK, protection has always been my first love. Unfortunately, it only takes […]