Positive Solutions is offering a specialist financial advice service for single parents through an exclusive partnership deal with websites OnlyMums and OnlyDads.org.
Legal & General is launching a quarterly adviser confidence index that will track expectations among advisers of mortgage and protection sales and interest rate movements. The first index shows adviser optimism, with 60 per cent expecting business will pick up over the next quarter, and 58 per cent think they will be writing more protection […]
Platforms must do more to respond to the needs of advisers to secure their long-term future, according to a report by Defaqto.The report, Adviser Platforms in the UK 2008: Stand and Deliver, says many advisers are still in the process of testing out different platforms and are yet to commit to one in particular.Defaqto says […]
Income Drawdown With Sipp Option
Hargreaves Lansdown head of research Mark Dampier says bond valuations are so attractive that he may invest in one for the first time in his career.Dampier says spreads have ballooned to beyond the level they were in 2002 in the bear market despite the fact that we are not in a full-blown recession.He says: “There […]
So are the new Pension Freedoms being used? The answer to this appears to be a very clear ‘yes’. Figures from the Financial Conduct Authority (FCA) this week provides firm evidence of such usage.
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Independent governance committees at big-name pension providers are failing to safeguard the interests of savers and the FCA must take action, fresh research finds. In 2015, the FCA required contract-based pension providers to appoint IGCs to act as champions of savers’ interests. IGCs are required to publish annual reports to increase transparency and encourage comparison […]
The FCA is reviewing the content of its pension transfer specialist examination standard in light of recent issues with pension transfer advice, Money Marketing understands. The regulator does not offer qualifications but it does have a role in setting standards for exams and publishes “appropriate examination standards” guidance. Money Marketing understands a working group, mostly […]
Building on auto-enrolment’s success and fine tuning the pensions dashboard are high on the list As I write my first Money Marketing column of the year, it has given me an opportunity to look back on what the Government has done to transform pensions and savings for people since 2010. Five years on from the […]