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Political push

This week saw a House of Commons debate on the retail distribution review and a large number of MPs highlighting personal and constituent concern about the effects of the RDR, particularly around consumer access to advice. It is all too easy to be cynical about the motives of politicians but we must not forget they are democratically accountable and play an important role in holding regulators to account.

Of course, all this political pressure is not likely to lead to the scrapping of the RDR but it may well help bring forward a greater degree of pragmatism from the FSA to ensure the best interests of consumers are truly being served.



House prices fall 0.3% in November

House prices fell by 0.3 per cent in November, according to the latest data from Nationwide. Prices are up 0.4 per cent year-on-year, bringing the average house price to £163,398. The drop follows a 0.7 per cent fall in October, when the average house price stood at £164,381. Nationwide chief economist Martin Gahbauer says: “There […]

Leaked US memo reveals Mervyn King concerns about Tory leaders

Bank of England governor Mervyn King told the US ambassador that David Cameron and George Osborne were out of their depth at the helm of the UK economy, according to reports this morning of a leaked diplomatic cable. King criticised the Prime Minister and Chancellor in messages to US ambassador Louis Susman, according to the […]


Early access could signal move to Isa/pension merger

Upcoming Treasury proposals which could allow savers to access a 25 per cent lump sum from their pension fund early may be the first step towards an integrated Isa/pension regime, according to Suffolk Life. This morning, Money Marketing revealed Government officials are preparing to issue a consultation before the end of the year seeking views […]


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