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Plural Cavity

Greengrocers have often been pulled up for inappropriate use of the

apostrophe when advertising their banana&#39s or artichoke&#39s. The Diary must

now add Ron Sandler, the man commissioned by the Treasury to conduct a

review into retail financial services, to the list of grammatical offenders.

In the seven references to IFAs in Sandler&#39s consultation paper published

last week, an apostrophe was erroneously inserted each time. This would

make sense if it was referring to an IFA&#39s alleged commission-based

relationship with providers, an IFA&#39s alleged lack of understanding of

investment issues or even an IFA&#39s alleged over-reliance on past


Unfortunately, it was referring to the IFA community as a collective body.

As such, the Diary, which has always been known for its grammatical

excellence, must take this opportunity to point out the mistake.

It may be slightly worrying for our readers that this is the man

single-handedly responsible for IFAs&#39 future. That&#39s IFAs&#39 future, not



New telephone account from Chelsea

Chelsea Building Society is launching a telephone based investment account paying a variable interest rate, currently 5 per cent gross a year.The interest on the Call-Direct Advantage Account is guaranteed not to fall more than 0.25 per cent below the Bank of England base rate before January 2003. The minimum investment is £2,500, and no […]

PIA fines London IFA £50,000

The PIA has fined IFA City Assurance Consultants of The White House, 100 Wimbledon Hill Road, London £50,000 for pensions review failings. The firm, which has also been officially reprimanded and ordered to pay PIA costs of £4,000, is guilty of a number of failings identified in regulatory visits between January and August 2000. They […]

Real story behind Equitable with-profits figures

Warning to Equitable mem-bers, IFAs, tied agents and Money Marketing. Likemost people, I have read in the papers and some financial publicationsheadlines such as Equitable cuts values by 16 per cent plus they will losean extra 7.5 per cent if they move. The implic-ation is that a person whostays loses 16 per cent, a person […]


LM Financial pursues Bermudan dream

IFA firm LM Financial are pursuing a Bermudan dream as part of funding drive to raise capital for a Brit flick which it hopes will deliver clients onshore tax-breaks . LM marketing manager Tony Wright-Jones is flying out to the island paradise following a shortage in supply of suitable British film projects which qualify as […]

Choose life…

Sarah Scott  – Marketing Consultant, Royal London  This month sees the return of Renton, Sickboy, Begbie and Spud in the sequel to the film Trainspotting. Just over 20 years later, we return to see exactly how life treated the characters whose lifestyle was less than ideal back in 1996. Did they choose a job, choose […]


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