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Plural Cavity

Greengrocers have often been pulled up for inappropriate use of the

apostrophe when advertising their banana&#39s or artichoke&#39s. The Diary must

now add Ron Sandler, the man commissioned by the Treasury to conduct a

review into retail financial services, to the list of grammatical offenders.

In the seven references to IFAs in Sandler&#39s consultation paper published

last week, an apostrophe was erroneously inserted each time. This would

make sense if it was referring to an IFA&#39s alleged commission-based

relationship with providers, an IFA&#39s alleged lack of understanding of

investment issues or even an IFA&#39s alleged over-reliance on past

performance.

Unfortunately, it was referring to the IFA community as a collective body.

As such, the Diary, which has always been known for its grammatical

excellence, must take this opportunity to point out the mistake.

It may be slightly worrying for our readers that this is the man

single-handedly responsible for IFAs&#39 future. That&#39s IFAs&#39 future, not

IFA&#39s.

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