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Platform – Non-Conforming Two Year Fixed Rate Minor Adverse

Platform

Non-Conforming Two Year Fixed Rate – Minor Adverse

Type: Adverse credit fixed-rate mortgage

Fixed term: Until July 1, 2007

Fixed rate: 6.45%

Minimum loan: 25,000

Maximum loan: Up to 90% of valuation subject to a maximum of 300,000

Income multiples: Up to 3.5 times principal income plus second or three times joint

Conditions: Up to 1,000 in CCJs, one months arrears in last 12, Bankruptcy/IVA discharged or completed for over 1 year acceptable

Arrangement fee: 495

Redemption fee:6% of amount repaid until July 1, 2007, thereafter 1 per cnet of amount repaid or ones months notice

Introducers fee: 1% of original loan subject to 500 minimum and 5,000 maximum

Tel: 0845 070 1999

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