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Platform – Mainstream Mortgage update

Platform – Mainstream Mortgage update

Update: Addition of 1-year fixed rate at 2.99% to 65% LTV,  3.09% to 70%,  3.29% to 75% LTV and 3.79% to 80% LTV, 1 year tracker at BBR*+1.79% to 65% LTV, BBR*+1.89% to 70% LTV, BBR*+2.09% to 75% LTV, BBR*+2.69% to 80% LTV, 2 year fixed at 3.69% to 65% LTV, 3.79% to 70% LTV,  3.89% to 75% LTV,  4.19%to 80% LTV, 2-year fixed at 4.99% to 85% LTV, 4 year fixed at 4.39% to 65% LTV, 4.49% to 70% LTV, 4.69% to 75% LTV,  4.99% to 80% LTV, 2-year tracker at BBR*+2.09% to 65% LTV, BBR*+2.19% to 70% LTV, BBR*+2.39% to 75% LTV, BBR*+2.89% to 80% LTV,  2-year tracker at BBR*+3.69% to 85% LTV, 3-year tracker at BBR*+2.19% to 65% LTV, BBR*+2.29% to 70% LTV, BBR*+2.49% to 75% LTV, BBR*+2.99% to 80% LTV, 3-year tracker at BBR+ 3.79% to 85% LTV. All mortgages available to selected intermediaries




ABI launches shopping around ‘best practice’ guide

The Association of British Insurers says providers will do more to encourage customers to shop around for an annuity following the publication of a ‘best practice’ guide. The launch of the ‘Best Practice Guide for the Retirement Process’ follows mounting pressure from policymakers at the Treasury, DWP and the Pensions Regulator for providers to improve […]


Advisers lose Keydata FSCS judicial review

Over 200 advisers have lost a judicial review of the Financial Services Compensation Scheme’s decision to levy Keydata compensation costs on intermediaries. High Court judge Mr Justice Beatson, sitting in Birmingham, has this afternoon ruled the FSCS was justified in classifying Keydata as an investment intermediary, not a provider. Intermediaries had to pay an £80m […]


FSA may fine one more bank over complaints

The FSA could yet sanction another bank over poor complaints handling following its £2.8m fine of Royal Bank of Scotland and NatWest. The regulator announced earlier today that RBS and NatWest had been fined £2.8m over failures in the way the banks handled complaints, including a delay in responding to customers and advising them of […]

Help, I’ve been appointed as a trustee. What are my responsibilities?

Graeme Robb, Technical Manager at Prudential looks at the key duties and responsibilities of a trustee.  This article will consider the following: Duties to be performed on appointment Investment duties Protecting the interests of beneficiaries Keeping accounts and records Distributing property to beneficiaries Duties to be performed on appointment Obtain a copy of the trust […]


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