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Platform – Mainstream 1-Year Fixed

Platform – Mainstream 1-Year Fixed

Type: Fixed-rate mortgage

Fixed term: Until January 31, 2012

Fixed rate: Up to 80% of valuation – 3.49%, up to 75% of valuation – 2.99%, up to 70% of valuation – 2.79%, up to 65% of valuation – 2.69%

Minimum loan: £25,001

Maximum loan:  Up to 80% of valuation subject to a £500,000 maximum, up to 70% of valuation subject to a maximum of £750,000, up to 60% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Free valuation and free legal fees for remortgages

Arrangement fee: £1,495 plus £140 admin fee

Redemption fee: 2% of the amount repaid in the first year

Introducer’s fee: 0.35% of the original loan

Tel: 0845 070 1999



Which? gains FSA approval for mortgage advice service

Which? has been given FSA approval to launch a mortgage advice service for its members and their family and friends. The service, which is free for Which? members, will launch later this month and will look at every mortgage from every available lender, including direct-only mortgages. Which? mortgage advisers will not get any personal commission […]

Court cuts the cash chain of compensation

The High Court has ruled that a complainant cannot accept a Financial Ombudsman Service award and pursue the firm in court for additional redress over the same complaint. The FOS can award redress of up to £100,000, although the FSA is consulting on whether this should rise to £150,000. There has been legal uncertainty about […]

Extra Equitable Life payments bill defeated

Ten thousand Equitable Life policy holders who annuitised before 1992 will not receive compensation after a proposed amendment to include them in the Government’s compensation package was defeated. Tabled by Labour MP Fabian Hamilton, the amendment was defeated by 301 votes to 76. Treasury financial secretary Mark Hoban said Equitable Life paid out more to […]

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EEF/Jelf Employee Benefits Sickness Absence Survey 2015

EEF stated in its 2015 EEF Manifesto that the UK’s growth prospects depend on people being fit, working and productive. Keeping people in work and helping people return to work is very important for the manufacturing sector. It means boosting productivity by getting people back into work as early as is possible, as well as fostering workplace cultures and environments that proactively manage individuals’ health conditions so that all can benefit from lower sickness absence outcomes.


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