View more on these topics

Platform – Buy-To-Let Two-Year Fixed

Platform – Buy-To-Let Two-Year Fixed

Type: Buy-to-let fixed-rate mortgage

Fixed term: Until July 31, 2014

Fixed rate: 4.89% to 60% LTV, 5.19% to 65% LTV, 5.79% to 70% LTV, 5.89% to 75% LTV

Minimum loan: £25,001

Maximum loan: Up to 60% of valuation subject to a maximum of £350,000 or £300,000 for new build properties

Income multiples: Rental income must be at least 125% of the mortgage repayments based on the higher of the pay rate or reversionary rate

Conditions: Capital repayments up to £1,000 a month allowed without penalty in the tracker period, free valuation, free standard legal fees for remortgages, not available for properties in Northern Ireland, up to three properties allowed within a total maximum of £1.5m and up to 10 properties allowed with all lenders

Arrangement fee: £89 admin fee

Redemption fee: 3% of the amount repaid in year one, 2% in year two

Introducer’s fee:  0.48% of the original loan subject to a £1,680 maximum

Tel: 0845 070 1999


FTSE blog: Markets record further losses despite early promise

The FTSE 100 has made further losses on Tuesday despite an initial rally in early trades. At close, the blue-chip index was down by 0.5 per cent to stand at 5437.62. The German Dax and the French Cac 40 also fell by 0.8 and 0.6 per cent respectively. All three had initiallly made small gains […]


Advisers press for MPs to widen MAS probe

Advisers are calling on the Treasury select sub-committee to extend its inquiry into the Money Advice Service to include its controversial TV advert and consider whether the service should exist at all. Last week, the sub-committee announced it will conduct an inquiry and published its terms of reference. It will look at the effectiveness of […]

Property Paif will open up access in autumn

Hearthstone Investments plans to give investors access to its UK residential property authorised investment fund in September. A Paif is a tax-efficient investment vehicle that allows funds to pay gross dividends from property rental income with no corporation tax deducted. The firm plans to launch its open-ended investment company Paif alongside a unit trust umbrella […]

IP with a difference

Every year, I read four or five well reasoned articles lamenting the low take-up of income protection insurance. The authors recount the genuinely excellent benefits of IP and argue advisers should focus their efforts on this form of protection, which the experts accept as the most important of them all. I have made numerous attempts […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm