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Pioneer Friendly Society – Professional Income Protection

Pioneer Friendly Society

Professional Income Protection

Type: Individual income protection plan for professionals and other low-risk occupations

Minimum benefit/minimum premium: No minimum/£1.05 for every £100 of monthly benefit required

Maximum benefit: 40% of earnings subject to a £100,000 maximum

Minimum-maximum ages: 16-60

Minimum term: Five years

Deferred period: One day or one, four, eight 13, 26 or 52 weeks

Definition of disability: Own occupation

Options: Index-linking, increasing insurance option, premium waiver. career break premium holidays

Commission: Paper applications 130% Lautro, online applications 140% Lautro

Contact: www.pioneer-friendly.co.uk

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