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Pink Home Loans – Precise Mortgages Two-Year Near Prime Libor Tracker 5.09%

Pink Home Loans – Precise Mortgages Two-Year Near Prime Libor Tracker 5.09%

Type: Adverse credit capped tracker mortgage

Tracker term: Two years

Tracker rate: 4.34% above Libor

Payable rate: 5.09%

Minimum loan: £25,001

Maximum loan: Up to 80% of valuation subject to a maximum of £300,000

Income multiples: Based on affordability

Conditions: One default up to £500 allowed in the last 36 months, no CCJs in the last 36 months, no arrears in the last 12 months but up to one month’s arrears in the last three years allowed, applicants must have a clear credit record for three months prior to application, available only to Pink appointed representatives

Arrangement fee: £995

Redemption fee: None

Introducer’s fee: 0.6% of the original loan




Tenet calls on TSC to widen RDR debate

Tenet is calling on the Treasury select committee to broaden its RDR consultation, saying it is too narrowly focused on adviser qualifications and the abolition of commission. Tenet says this Wednesday’s TSC meeting on the RDR must widen the debate to include the impact that regulation is having both in terms of cost and contraction […]

Two-year trackers fall to lowest rate since 1988

The average rate on a two-year tracker has fallen to 3.4 per cent, its lowest level since 1988, according to But the average two-year fixed rate has risen to 4.59 per cent, its highest level in ten months. Over the past year, the average shelf life has nearly halved from 27 days to 14 […]

Senior Gartmore trio will not join Henderson

Leading Gartmore fund managers John Anderson, Leigh Himsworth and Dan Roberts will not move over to Henderson after the firm completes it takeover of the firm on April 25. An update on the proposed acquisition of Gartmore shows that most of the managers’ funds will merge into existing Henderson products, while the company confirmed the […]

Recording sickness absence cover - thumbnail

White paper — recording sickness absence

The latest figures from the Department for Work and Pensions illustrate that sickness absence is still a major cost to businesses, with an annual bill for sick pay and associated costs to employers of £9bn. This paper from Jelf Employee Benefits looks at the importance of recording sickness absence for any employee health strategy and how this can be carried out in an efficient manner to reduce absence, improve employee engagement and drive up profits.


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