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Pink Home Loans – Platform Light Adverse 8.99% Fixed to 01/06/11

Pink Home Loans

Platform Light Adverse 8.99% Fixed to 01/06/11

Type: Fixed-rate adverse credit mortgage

Fixed term: Until June 1, 2011

Fixed rate: 8.99%

Minimum loan: £25,001

Maximum loan: Up to 60% of valuation subject to a maximum of £250,000
Income multiples: Based on affordability

Conditions: Up to £3,000 in CCJs allowed, up to two months’ arrears in the last year but no more than one month’s arrears in the last six months, bankruptcy/IVA acceptable if discharged/satisfied for at least a year, full status applications only, £200 cashback

Flexible features: Overpayments up to £1,000 a month

Arrangement fee: £2,995, fast remortgage option £350

Redemption fee: 6% of the amount repaid in the first two years, thereafter 1% or one month’s notice

Introducer’s fee: Up to 1% of the original loan subject to a £3,500 maximum

Tel: 08707 590170

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