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Pink Home Loans – Freedom Lending On Track Heavy Self Cert

Pink Home Loans

Freedom Lending On Track Heavy Self Cert

Type: Adverse credit self cert tracker mortgage

Tracker term: Life of loan

Tracker rate: 2.14% above Bank of England base rate

Payable rate: 6.64%

Minimum loan: 25,001

Maximum loan; Up to 80% of valuation subject to a maximum of 400,000, up to 75% of valuation subject to a maximum of 500,000

Income multiples: Based on affordability

Conditions: Maximum of 10,000 in CCJs in last three years, up to four missed payments in the last 12 months but none in the last six months, bankruptcies/IVAs discharged/satisfied, repossessions not accepatble, free legal fees for remortgages, payable rate will reduce by 0.1% every six months provided repayments are made on time until rate reaches Bank of England base rate plus 1.14%

Arrangement fee: 599

Redemption fee: 5% of the amount repaid in year 1, 4% in year 2, 3% in year 3, 2% in year 4, thereafter 1 months notice or 1% of amount repaid

Introducers fee: 1% of original loan

Tel: 08707 590170


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