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Pink Home Loans – Flexible Buy To Let Mortgage

Thursday, 12th October 2000.

Type: Flexible buy to let mortgage.

Capped term: One year.

Capped rate: 6.99 per cent, or 7.24 per cent for self certification.

Minimum loan: £30,000.

Maximum loan: Up to 80 per cent of valuation subject to £1 million.

Income multiples: Rental yield must be greater than or equal to 130 per cent of the monthly interest payment. First time buyers minimum income of £20,000.

Features: Underpayments, overpayments, payment holidays, lump sum withdrawals, interest calculated daily.

Arrangement fee: 1 per cent of loan, minimum £500.

Redemption fee: None.

Conditions: None.

Introducer&#39s fee: 0.5 per cent of loan.

Tel: 01543 441530.


Sofa chairman is elected vice-president of CII

Scottish Equitable&#39s IFA training manager and Sofa chairman Peter Williams has been elected a vice-president of the Chartered Insurance Institute.Williams was chosen at the annual general meeting held during the institute&#39s conference last week.He is the first chairman of Sofa to be appointed CII vice-president and believes this shows Sofa&#39s coming of age in the […]

Consumers questioned to set standards for Saltr

The ABI is conducting a major customer satisfaction survey in a bid to set benchmarks for its Savings and Long Term Risk initiative.The Saltr initiative is a quality mark scheme aimed at raising standards in the financial services industry and improving the public&#39s provision for their financial welfare.The results of the survey will be used […]

Investec Asset Management – Sterling High Income Bond Fund

Thursday, 12th October 2000.Type: Umbrella fund.Aim: Income by investing in international fixed interest securities.Minimum investment: £2,000 or $3,000.Sub funds: None.Place of registration: Guernsey.Charges: Initial 5 per cent, annual 0.75 per cent.Switching: £25 per switch.Commission: Initial 3 per cent.Tel: 0800 3892299.

National Mutual – Ethical Fund

Friday, 13th October 2000.Type: Unit-linked pension fund.Aim: Growth by investing in the Credit Suisse Fellowship Fund.Minimum investment: £500 a year, £50 a month, £500 single.Investment split: Credit Suisse Fellowship Fund which invests in UK companies which meet ethical criteria.Charges: Annual 1.2 per cent.Commission: Subject to negotiation.Tel: 0845 6001413.

Europe: banking on a recovery

Neptune video: Europe — banking on a recovery

Arguing that the eurozone crisis is over, watch Rob Burnett, head of European equities at Neptune, discuss the sectors that he’s investing in to harness the recovery. 

In the video, Burnett addresses the following: 

• The primary drivers of the eurozone’s economic recovery
• The turnaround in individual countries’ current accounts
• Sectors best positioned to harness the recovery, without offering undue exposure to risk


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