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Pink Home Loans – Flexible Buy To Let Mortgage

Thursday, 12th October 2000.

Type: Flexible buy to let mortgage.

Capped term: One year.

Capped rate: 6.99 per cent, or 7.24 per cent for self certification.

Minimum loan: £30,000.

Maximum loan: Up to 80 per cent of valuation subject to £1 million.

Income multiples: Rental yield must be greater than or equal to 130 per cent of the monthly interest payment. First time buyers minimum income of £20,000.

Features: Underpayments, overpayments, payment holidays, lump sum withdrawals, interest calculated daily.

Arrangement fee: 1 per cent of loan, minimum £500.

Redemption fee: None.

Conditions: None.

Introducer&#39s fee: 0.5 per cent of loan.

Tel: 01543 441530.


Sofa chairman is elected vice-president of CII

Scottish Equitable&#39s IFA training manager and Sofa chairman Peter Williams has been elected a vice-president of the Chartered Insurance Institute.Williams was chosen at the annual general meeting held during the institute&#39s conference last week.He is the first chairman of Sofa to be appointed CII vice-president and believes this shows Sofa&#39s coming of age in the […]

Consumers questioned to set standards for Saltr

The ABI is conducting a major customer satisfaction survey in a bid to set benchmarks for its Savings and Long Term Risk initiative.The Saltr initiative is a quality mark scheme aimed at raising standards in the financial services industry and improving the public&#39s provision for their financial welfare.The results of the survey will be used […]

Investec Asset Management – Sterling High Income Bond Fund

Thursday, 12th October 2000.Type: Umbrella fund.Aim: Income by investing in international fixed interest securities.Minimum investment: £2,000 or $3,000.Sub funds: None.Place of registration: Guernsey.Charges: Initial 5 per cent, annual 0.75 per cent.Switching: £25 per switch.Commission: Initial 3 per cent.Tel: 0800 3892299.

National Mutual – Ethical Fund

Friday, 13th October 2000.Type: Unit-linked pension fund.Aim: Growth by investing in the Credit Suisse Fellowship Fund.Minimum investment: £500 a year, £50 a month, £500 single.Investment split: Credit Suisse Fellowship Fund which invests in UK companies which meet ethical criteria.Charges: Annual 1.2 per cent.Commission: Subject to negotiation.Tel: 0845 6001413.


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