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Pink Home Loans – Exclusive Buy To Let 3 Year Discount 75 Per Cent

Tuesday, November 27, 2001.

Type: Discounted rate buy to let mortgage.

Discounted term: Three years.

Discount: 0.76 per cent.

Payable rate: 4.74 per cent.

Minimum loan: £40,000.

Maximum loan: Loans of up to 60 per cent of valuation subject to a

maximum of £1m, 61-70 per cent subject to a maximum of £400,000,

71-75 per cent subject to a maximum of £300,000.

Income multiples: Rental income must be at least 130 per cent of

monthly mortgage payment.

Arrangement fee: 0.5 per cent of loan.

Redemption fee: Six months&#39 interest on amount repaid in first three


Conditions: None.

Introducer&#39s fee: 0.5 per cent of loan.

Tel: 08707 590170.


UCB Home Loans – Buy2Let Tracker

Friday, November 23, 2001.Type: Discounted tracker rate buy to let self-certificationmortgage.Discounted term: Three years.Discount: 1 per cent from Bank of England base rate plus 1.99 percent.Payable rate: 5.49 per cent.Minimum loan: £25,000.Maximum loan: Loans of up to 50 per cent of valuation subject to amaximum of £750,000, 51-70 per cent subject to a maximum of£500,000, […]

Flexible adviser remuneration

Ivor Harper&#39s proposal on how to overcome the fees/ commission debate was an excellent idea.Mr Harper&#39s proposal outlined that contracts should be written totally free of commission “loadings” and that any fee should be agreed between the adviser and the client.This fee could either be paid there and then by the client or deducted from […]

Yet another review

News of another Government review of financial services should come as no surprise.In fact, with reviews of disclosure, polarisation, competition, investment, endowments, advertising, prudential regulation, product regulation, with-profits and the Inland Revenue review on the tax treatment of occupational pensions all under way, it is getting hard to think what it could review next.However, the […]

Before the flood

Most people like a small flutter such as backing a horse in the Grand National. If they win, great. If not, it does not really matter, the stakes involved are not high and it is unlikely to make a big difference to their lives.Each year, however, millions of households take a much bigger gamble and […]


DB transfer shouldn’t be all-or-nothing

By Steve Webb, director of policy In my recent discussions with advisers, a hot topic has been the growing number of people interested in transferring their defined benefit pension rights into a defined contribution pension scheme. With many pension schemes offering eye-watering transfer values, this is likely to be an area of increasing interest. Yet […]


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